Home health care can be truly beneficial to many aging adults. It provides you with the care and extra support you need so that you can continue to safely live independently in your own home. Without care, your quality of life may decline, or you may even be unable to remain in the home on your own. However, home health care expenses can cost a small fortune, and you may be wondering if there are effective ways to cut down on this expense. Shopping around for the most affordable services available without sacrificing on quality is one of the most common steps people take when looking for affordable in-home care, and you can also follow these helpful tips for additional savings.
Maximize Tax Deductions
Medical expenses are tax deductible to a degree, and there are instances when home health care Toronto can be deducted as a medical expense. It is wise to read through the details regarding this type of deduction and ensuring that your services qualify for the deduction. Then, simply keep financial records of all medical expenses that you pay for over the course of a year. When you file your tax return, you can use these records to determine the amount of your deduction.
Modify Your Home
Some people need extra assistance bathing or dressing, but the level of assistance you require may be alleviated or even eliminated entirely if you make a few changes to your home. For example, you can install safety rails near the shower or a bench seat in the shower so that you can safely bathe on your own. This simple effort may decrease your need for in-home care by an hour or more each day in some cases.
Ask a Family Member to Make Some Meals for You
If your home health care provider is responsible for cooking for you, keep in mind that there are different strategies available that can alleviate this. For example, you can easily pour a bowl of cereal or make toast in the morning to eliminate the need for a morning meal to be prepared for you. For the evening meal, ask a nearby family member to prepare a few meals for you each weekend, and you can eat off of these dishes and their leftovers throughout the week.
Some people want to save money on health care expenses as a practical measure, such as to reduce monthly living expenses and preserve your retirement account as much as possible. Others need to save money and many not be able to afford the full range of services they would like to have. If you are wondering how you can save money while still getting the care you need, consider how these tips can be used to effectively save you money each month.